Indian Rural Banks IFSC Code
STATE BANK OF INDIA, UTTAR PRADESH IFSC Code
ALL BRANCHES OF STATE BANK OF INDIA IN UTTAR PRADESH IFSC CODE
Search IFSC Code, MICR Code of STATE BANK OF INDIA located in UTTAR PRADESH. Find all STATE BANK OF INDIA Branches. We are making highly efforts to keep the data updated with the aid of including IFSC, MICR code of Indian Bank as they get available on [RBI] site.
STATE BANK OF INDIA UTTAR PRADESH MICR & IFSC Code
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STATE BANK OF INDIA BRANCHES IN UTTAR PRADESH
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>> RAMPUR FI >> AKBARPUR DEHAT >> SIDDHARTHNAGAR >> SIDDARTH NAGAR >> MAHARAJ GANJ >> ROBERTSGANJ SONEBHADRA >> GAZIPUR
IFSC Code
IFSC (Indian Financial System Code) is a code that is used by the Reserve Bank of India (RBI) to identify banks and branches participating in the National Electronic Funds Transfer (NEFT) system. It is a unique 11-digit code assigned to each bank branch that is part of the NEFT network.
The IFSC code consists of a combination of alphabets and digits. The first four characters represent the bank's name, the fifth character is always zero (reserved for future use), and the last six characters represent the branch.
For example, the IFSC code for the State Bank of India (SBI) branch in Mumbai might be SBIN0000002, where "SBIN" represents the bank's name and "000002" represents the branch. IFSC codes are used in electronic fund transfer transactions such as NEFT, RTGS, and IMPS to facilitate the transfer of funds from one bank account to another. They are also used to facilitate the process of opening a new bank account, making it easier to identify the correct bank and branch.
MICR Code
MICR (Magnetic Ink Character Recognition) code is used to facilitate the processing of cheques electronically. It helps to speed up the clearing process and reduce the risk of errors.
Here are some benefits of using MICR code:
Faster processing: Cheques with MICR codes can be processed electronically, which means they can be cleared faster than cheques without MICR codes.
Reduced risk of errors: MICR codes help to reduce the risk of errors in the clearing process by enabling cheques to be read and processed accurately using specialized machines.
Enhanced security: MICR codes are printed using magnetic ink, which makes them difficult to alter or forge. This helps to enhance the security of cheques and reduce the risk of fraud.
Improved efficiency: The use of MICR codes helps to improve the efficiency of the clearing process, as cheques can be processed more quickly and accurately.